Forgotten victims of repossession crisis – joint campaign launched
Posted: March 30th, 2009 | Author: James | Filed under: Assured shorthold tenancy, Credit Checks, Eviction, Landlord repossession, Security of Tenure |A new campaign has been launched.
Their advice is all sensible stuff:
* Always open mail addressed ‘To the Occupier’. This may include notice of any possession hearings.
* If you’re thinking of moving into a new property, make sure the landlord has permission from the lender to rent it out. Otherwise, the lender does not have to recognise the tenancy at all.
* If you were already living in the premises at the time when the mortgage was taken out, the lender may take you on as a tenant and allow you to pay rent to them directly. If you think you may be in this position, contact a Citizens Advice Bureau or Shelter.
* Try to find out as much you can about your prospective landlord and his/her mortgage status before taking up a tenancy - although in practice this isn’t always very easy.
However, finding out about your landlord is difficult and agents will lie to you. I still think some new clauses in the contract would help.
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